I bought my house last year and am still in my fixed rate period, looking to remortgage next year. Since then I have been giving some thought to my career and the possibility of retraining and doing something more challenging and rewarding with my life.

I’m interested in doing a course that runs for 3 years at weekends so I would be still working full time so in that sense my ability to pay my mortgage wouldn’t be affected. However I will need to take out a career development loan to pay the fees and other expenses for the course. My question is as I don’t have to start paying the loan back til after the course ends in 3 years time how would I declare that on my application when I remortgage?

Thanks in advance